September 2009
Personal Loans and Your Credit Score
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
Did you know that your credit score will most definitely impact the rate you pay on loans? That’s right, the higher your cred...
August 2009
Free Online Credit Report and Score
Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score.
We all need to obtain a Free Credit Repor...
June 2009
How To Improve Your Credit Score - 5 Quick Tactics
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
Students are not just the ones who receive report cards ever...
May 2009
What Makes a Credit Score Rise or Fall?
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
OUR financial decisions can affect your credit score in surprising ways. Two credit-scori...
April 2009
Stop Waiting For the Credit Score to be Normal! Take Bad Credit Car Loan
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
You need a loan to buy a car but waiting for your poor credit record to become impressive. Truly spe...
February 2009
Is It Possible to Remove Negative Information From Your Credit Report
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
There is a huge diff...
January 2009
Improve Your Credit Score By Adding Positive Lines Of Credit To Your Credit Report
Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More.
Reading and understanding your credit report maybe difficult for many people. You really do have the power to take the mystery ...
How do I Improve My Credit score?
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
How do I improve my credit score? This is a popular question that many individ...
December 2008
How Your Credit Score Can Get You Better Rates
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
Any time that you think that you may want to make a larger purchase such as a house or a vehicle it is wise to make frequent checks...
November 2008
How to Increase Your Credit Score for a Home Loan
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
Since mortgage lenders are businesspeople, first and foremost, they need to determine ahead of time ...
Finding a No Obligation Free Credit Report Online
Tip! Check Your Credit Report. Make sure you know what your credit is like.
All over the internet, there are many web sites that will offer you the chance to get a no obligation free credit report. However, this offer will only be good until the trial...
Is Citibank Credit Report Information Reliable?
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
Citibank is not offering customers the ability to get their credit reports. However, they are giving them a good deal of information with regard to h...
October 2008
Low Credit Score Mortgage Refinance - Lock in a Low Rate with Bad Credit
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Even with a low credit score, you can refinance your mortgage for a lock...
August 2008
Alleviate Your Adverse Credit Score with Secured Loans
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Credit score plays an important role while a borrower applies for any loan. This credit score acts as a yardstick, on the basis of...
July 2008
Repair Your Credit with Non Homeowner Debt Consolidation
The Attorney’s Guide To Credit Repair.
Usually, a person gets into the trap of debts when he fails to maintain a balance between his income and expenditure. Such situation generally arises when the person has shortfall of money. And, once the de...
Debt Management Plans Rarely Useful as Credit Repair Tool
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
If you’re deeply in debt, many credit counseling agencies can assume responsibil...
How To Obtain A Credit Repair Sample Letter
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
There is a great deal of consumers floating around in a sea of debt at the moment and a lot of p...
Clean Credit Report: Easily Raise Your Credit Score 100 Points
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Your credit report contains information about where you work, live and how you pay your bills (On time or not). It also m...
June 2008
Understanding Credit Report Score
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
Understanding credit report scores is important when you see your credit report because you need to be able to make some sense of it.
Your credit score is used by any...
Credit Repair: The Right Way
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
Repairing credit can be challenging and time consuming. It requires an agile and perserving approach and follow-up with credit reporti...
Getting Your Credit Report and Understanding What's On It
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
If you intend to apply for a loan, you need to obtain your credit score. Understanding what this score means ...
May 2008
Common Credit Score Myths
Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score.
A lot of credit score myths about fico sc...
Repair Bad Credit Rating
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Bad Credit Rating limits consumers financially. You will find difficulties to secure loan or mor...
Prepaid Credit Card
Tip! Fixed APR: A fixed annual percentage rate is not subject to adjustment based on indexes like the variable rate. But beware that credit card issuers reserve the right to change the your rate at anytime.
Prepaid credit cards begin to rise in popula...
